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How to Protect Your Injury Claim When Speaking to an Insurance Adjuster

How to Protect Your Injury Claim When Speaking to an Insurance Adjuster

How to Protect Your Injury Claim When Speaking to an Insurance AdjusterWithin hours after an injury accident, such as a car accident, motorcycle accident, semi truck accident or other injury accident, an insurance adjuster or other representative of the other party involved will call. What you say during this call could greatly hurt your injury claim. The following are some tips for what to say if an insurance adjuster contacts you that can protect your claim.

Remain Calm and Polite

You may be angry and upset about the accident and your injuries. However, it is important that you remain polite and calm while on the phone with an insurance adjuster or other representative of the other party. Taking out your anger on the insurance adjuster won’t help you get a fair injury settlement. It is always best to keep your cool and stay professional.

ID Who You Speak With

Before you discuss anything, get the name, address, and phone number of the person you are speaking with. You will also need to get the name of the insurance company he or she is with, and the name of the person the company represents (the “insured”).

Give Only Necessary Personal Information

The insurance adjuster should only need your full name, address, and phone number. You could tell them where you work and what type of work you do. However, you need not explain or discuss anything further about your work, your schedule, or your income.

Do Not Share Details Regarding the Accident

An insurance adjuster or other representative may ask you to “give a statement” about how the accident happened. Or they may subtly try to get you to tell them about the accident while engaging with you in conversation. It is important to politely refuse to discuss any specific details about the accident. Most basic facts such as where, when, the type of accident, the vehicles involved if it was a motor vehicle accident, and the identity of any witnesses. Simply state that the investigation is ongoing and that you will discuss further details at a later time. But don’t worry. Once you hire Brent Gordon Law Firm, we will handle all conversations with the insurance company, so you don’t have to worry about it any further. Your hired experienced lawyer will later be sending a personal injury demand letter which will describe the accident in detail.

Avoid Describing Details of Your Injuries

In addition to wanting information about the accident, the insurance adjuster will likely want to know details of your injuries. Now is not the time to get a detailed description of your injuries. If they continue to press, simply say you are “still treating.” The reason you don’t want to give any other information at this time is you might leave something out or discover additional injuries later. Another reason is your injuries may turn out to be worse than originally thought.

Refuse to Give a Recorded Statement

Many insurance adjustors will immediately push you to give a tape-recorded or written statement. Or they may ask if they can record your phone conversation claiming it will protect you later. DO NOT AGREE to have any conversation recorded. You have no legal obligation to be recorded. It is against the law for an adjuster to record you without your permission.

The reason you want to refuse is that most people will forget important details or describe things incompletely when being recorded. A verbal statement is never as precise as written correspondence that you will be sending later. Recordings are also used as evidence against you so the insurance company can make a lower settlement offer.

Decline an adjuster’s request politely but firmly. Tell him or her that you are not comfortable with being recorded but will be happy to provide a written statement when your information is complete.

Resist the Urge to Accept a Settlement

An insurance adjuster will sometimes offer a settlement during the first or second phone call. A quick settlement usually saves the insurance company time, money, and work. Most important, this small settlement amount is usually not what your injuries and damages are worth. Don’t take the bait. Though the money may be tempting, and it may seem like an easy way to get the settlement process done, but it will almost certainly cost you money, even many quite a bit.

Set Conversation Limits

During the first conversation with an insurance adjuster, make it clear that you will not be discussing much without an attorney. Make it clear that you do not want further phone contact and that they can contact your attorney to discuss further matters. Letting them know this upfront will hopefully limit any further attempts to get more detailed information from you or any further quick settlement offers.

Take Notes

Once you’ve ended the conversation with the insurance adjuster, write down all the information you received as well as any information you gave including any requests.

Contact Personal Injury Attorney, Brent Gordon

Southeast Idaho personal injury lawyer Brent Gordon, at Brent Gordon Law Firm, is an experienced personal injury lawyer who is a strong advocate for the injured clients he represents throughout Southeast Idaho, including PocatelloIdaho FallsBlackfootRexburg and Rigby. Injury lawyer Brent Gordon handles car accidentsmotorcycle accidentstruck accidentsdog bite injuriesslip and fall cases and other personal injury cases for clients in or around Pocatello or Idaho Falls, Idaho. Call our Idaho Falls law office at (208) 552-0467 or Pocatello law office at (208) 23-CRASH now for a free consultation. You pay nothing until your case is settled. We will aggressively fight for every penny you deserve. Let us handle the insurance companies and take the stress off of you.

Idaho Falls Law Office

Our Idaho Falls, Idaho law office services clients in and surrounding Idaho Falls, including for injuries and accidents in Ammon, Rigby, injuries and accidents in Shelley and Blackfoot, and injuries and accidents in Rexburg. If you are looking for an attorney in the Idaho Falls area, visit or call our Idaho Falls office now. 3423 Merlin Dr., Idaho Falls, ID 83404 Phone:(208) 552-0467

Gordon Law Idaho Falls

Brent Gordon Law

Pocatello Law Office

Our Pocatello, Idaho law office services clients in and surrounding Pocatello, including for injuries and accidents in Chubbuck. If you are looking for an attorney in the Pocatello area, call our Pocatello office now. Our experienced personal injury attorneys will work hard to get you the compensation you deserve. Call (208) 232-7274 for a free consultation.151 North 3rd, Suite 202A Pocatello, ID 83204 Phone:(208)232-7274

Gordon Law Pocatello

Brent Gordon Law

 

How Medical Records Are Important to Your Injury Claim

How Medical Records Are Important to Your Injury Claim

How Medical Records Are Important to Your Injury ClaimAfter an accident, medical records are important to your personal injury case. There are a number of steps a car crash victim should take to maximize their settlement value. One of the most important steps is to establish a solid trail of medical evidence to support your injury claim. In a personal injury case, your medical records serve as evidence that is often used to support your claim and increase your settlement value. While you may be worried about your privacy, your medical records are really the foundation to build a strong personal injury case and maximize your settlement.

Using Medical Records as Evidence

During a personal injury case, medical records will be generated by doctors and other medical providers with details of the medical treatment you have received as a result of injury from an accident. For instance, when you visit the emergency room, medical evidence will be collected for your case. Likewise, during our first visit with your primary care physician, your doctor will be able to determine exactly what injuries or other medical injuries you have experienced as a result of the accident as well as what caused the injuries. This initial diagnosis of injuries is key to building your case. It is important that the medical diagnosis is done as soon as possible following an accident. Failing to seek immediate medical treatment offers the insurance company a chance to argue that you received your injuries at a later date and not during the accident.

Medical Records Tell Your Story

The severity of your injuries is often told by how much follow-up treatment is required or if you need to see a specialist such as a neurologist or an orthopedist. The severity of your injuries, necessary treatment plans, and recovery progress all tell your story and serve as medical evidence for your case.

Once you have finished your medical treatment, your combined medical records and other medical documentation from all providers involved should provide a clear picture of your medical history and greatly help the outcome of your claim.

How Medical Records are Important to Your Personal Injury Case

Your medical records can serve as leverage against the insurance company you are negotiating with. The more complete the records, the more leverage you have against an unfair settlement. Typically, insurance companies are comfortable letting weaker cases proceed to trial as a jury will be less likely to award a fair verdict without strong medical evidence.

Insurance companies are motivated to settle personal injury claims fairly when the plaintiff has a strong case with strong evidence to support the claim. Insurers will fight harder when they believe the claimant has a strong case to bring to trial. An insurance company will feel more pressure to offer a fair settlement when strong medical evidence is present.

Request a Free Consultation with Brent Gordon Law Firm

Brent Gordon Law offers a free consultation with an injury attorney or accident lawyer. We are happy to discuss your case with you during a free case review in person or over the phone. Our experienced attorneys can usually tell you over the phone if you have a good case. Call (208) 552-0467 now to speak to an accident attorney from Brent Gordon Law. This is your opportunity to speak to one of our lawyers in Pocatello or Idaho Falls to take the stress out of your case and get started receiving the compensation you deserve. The personal injury lawyers at Brent Gordon Law believe every client deserves fair representation not just the big insurance companies with deep pockets.

Idaho Falls Law Office

Our Idaho Falls, Idaho law office services clients in and surrounding Idaho Falls, including for injuries and accidents in Ammon, Rigby, injuries and accidents in Shelley and Blackfoot, and injuries and accidents in Rexburg. If you are looking for an attorney in the Idaho Falls area, visit or call our Idaho Falls office now. 3423 Merlin Dr., Idaho Falls, ID 83404 Phone:(208) 552-0467

Gordon Law Idaho Falls

Brent Gordon Law

Pocatello Law Office

Our Pocatello, Idaho law office services clients in and surrounding Pocatello, including for injuries and accidents in Chubbuck. If you are looking for an attorney in the Pocatello area, call our Pocatello office now. Our experienced personal injury attorneys will work hard to get you the compensation you deserve. Call (208) 232-7274 for a free consultation.151 North 3rd, Suite 202A Pocatello, ID 83204 Phone:(208)232-7274

Gordon Law Pocatello

Brent Gordon Law

 

Wrongful Death Caused by Driver Failing to Yield at Stop Sign

Wrongful Death Caused by Driver Failing to Yield at Stop Sign

Wrongful Death Caused by Driver Failing to Yield at Stop SignA Shelley woman was killed in a wrongful death accident due to another driving failing to yield at a stop sign. After colliding, both vehicles came to rest in a nearby field. The first deputy on the car accident scene found the Shelley woman trapped and unconscious in her vehicle. Witnesses, as well as the deputy, began first aid until emergency personnel arrived at the scene. The woman had to be extricated from the vehicle before being taken by ambulance to a nearby medical center where she died from serious injuries. The at-fault driver was able to free himself from his vehicle and attended to the Shelley woman before emergency services arrived. Both drivers were reportedly wearing seat belts at the time of the crash. There were no signs of alcohol or drugs being involved in the accident according to the press release.

Stop Sign Accidents

The most common scenario that causes a crash at a stop sign is when a driver just doesn’t see another vehicle coming. It could be the vehicle that is required to stop doesn’t, or it stops but fails to yield the right of way. These scenarios make up 70 percent of all crashes at stop signs. Only 17 percent of car accidents involved the driver running through a stop sign.

Misjudgement

At a stop sign, drivers are required by law to not only stop but look for vehicle conflicts before proceeding. However, drivers don’t always judge correctly and thus result in a car crash. 44 percent of drivers involved in a crash at a stop sign say they just didn’t see the other car coming. Another 16 percent said their views were obstructed. These statistics are from a study conducted by the Insurance Institute for Highway Safety.

What is Wrongful Death?

Wrongful death is a legal term to describe a claim that certain individuals can make against a person who wrongfully or negligently causes the death of another. Wrongful death claims are enacted by the state legislature to govern who can bring a wrongful death claim.

A wrongful death lawsuit allows the victim’s family to seek out compensation any financial losses acquired as a result of the death. Wrongful death is also a way the family can seek justice against the negligent party.

How is a Fatality Crash a Wrongful Death Case?

The following are some scenarios in which filing a wrongful death case would be applicable.

Car Accident

Many wrongful death cases are filed after a fatal car accident. There are many ways the other driver can be found negligent for the victim’s death following a car accident. For instance, a distracted driver who caused a car crash can be held responsible for their negligent behavior through a wrongful death case if they killed the other driver. Anyone operating a motor vehicle is under oath to act responsible and drive safely. When a negligent driver chose to do otherwise and harms another, they should be held accountable.

Driving Under the Influence

A driver under the influence of drugs or alcohol is a prime candidate for being held responsible for a fatality. Clearly it is easy to see the negligence of a drunk driver.

Premises Liability

Incidents such as a slip and fall accident where the owner of the property should have known of the hazardous circumstances that caused a death make the owner liable of negligence. It is rare for a person to die from a slip and fall accident or other common premise liability scenarios. However, situations such as an accidental drowning, also fall under this category.

Contact a Wrongful Death Attorney Today

You could be entitled to thousands. Contact the wrongful death attorneys and lawyers at Brent Gordon Law in Idaho Falls or Pocatello to find out if you are entitled under the statute to bring a claim and, if so, what types of damages you are entitled to recover. The attorneys at Brent Gordon Law are experienced, trusted and aggressive. A lawyer at Brent Gordon Law will fight to ensure you get a fair settlement. Our law firm believes every client deserves fair representation. Call now for a free consultation or free case review with an experienced lawyer in Southeast Idaho (Pocatello, Idaho Falls).

Idaho Falls Law Office

Our Idaho Falls, Idaho law office services clients in and surrounding Idaho Falls, including for injuries and accidents in Ammon, Rigby, injuries and accidents in Shelley and Blackfoot, and injuries and accidents in Rexburg. If you are looking for an attorney in the Idaho Falls area, visit or call our Idaho Falls office now. 3423 Merlin Dr., Idaho Falls, ID 83404 Phone:(208) 552-0467

Gordon Law Idaho Falls

Brent Gordon Law

Pocatello Law Office

Our Pocatello, Idaho law office services clients in and surrounding Pocatello, including for injuries and accidents in Chubbuck. If you are looking for an attorney in the Pocatello area, call our Pocatello office now. Our experienced personal injury attorneys will work hard to get you the compensation you deserve. Call (208) 232-7274 for a free consultation.151 North 3rd, Suite 202A Pocatello, ID 83204 Phone:(208)232-7274

Gordon Law Pocatello

Brent Gordon Law

 

Rear-end Semi-Truck Accidents

Rear-end Semi-Truck Accidents

Rear-end Semi-Truck AccidentsIdaho State Police reported a rear-end semi-truck accident on Interstate 15 north of Blackfoot. A passenger vehicle was driving northbound on Interstate 15 when the driver made a lane change into the right lane and slowed. The vehicle was then rear-ended by a commercial semi-truck pulling a large trailer. The driver and passengers of the passenger vehicle were transported by ground ambulance to a nearby medical center in Idaho Falls. All drivers and passengers involved in this semi-truck accident were wearing seatbelts at the time of the crash.

Rear-end Semi-Truck Accident Damages

Being rear-ended by a large vehicle such as a semi-truck can cause devastating damages. Even a semi-truck which is not loaded is heavier and larger than most other vehicles on the road and thus causes more damages. Cargo, of course, only adds to the semi-trucks weight and increases the severity of the damage. Semi-trucks can be 40 or more times heavier than a passenger vehicle. Fully loaded, a semi-truck or 18-wheeler might weigh 80,000 pounds or more. Because of this weight, heavy trucks start more slowly, are less maneuverable, and take longer to stop or change course than a passenger vehicle. This is why large trucks and commercial vehicles are subject to higher minimum insurance requirements for their liability coverage. Semi-truck accidents often result in severe injuries and high damages and as a result, often end with high dollar settlements. If you or a loved one has been injured in a semi-truck accident, contact the experienced law office of Brent Gordon Law Firm to handle your case. Call our Idaho Falls or Pocatello law office now for a free consultation at (208) 23-CRASH.

 Override vs. Underride Semi-truck Accidents

There are two different types of risks unique to semi-trucks colliding with a passenger vehicle. These are called override or underride events.

Override

An override accident is when the semi-truck is traveling behind a small or low-to-the-ground car. The bumper of the semi-truck is likely to crush the top of the car. If this occurs, anyone in the car can suffer serious or even fatal injuries.

Underride

If a passenger vehicle rear-ends a semi-truck, the car can hit the back bumper of the semi-truck and drive under the back of the trailer. This can result in the car being crushed, trapped, or dragged by the semi-truck. Often injuries are fatal if the trailer goes through the front windshield of the car.

Contact a Semi-Truck Accident Attorney Now

Don’t wait to call a semi-truck accident lawyer at Brent Gordon Law Firm. Our experienced, aggressive and trusted attorneys will fight for every penny you deserve. Call our Idaho Falls or Pocatello law office now for a free consultation. We can help take the stress out of the claim and make sure you get every penny you are owed. Call (208) 552-0467 now to discuss your semi-truck accident with an experienced attorney during a free case review.

Idaho Falls Law Office

Our Idaho Falls, Idaho law office services clients in and surrounding Idaho Falls, including for injuries and accidents in Ammon, Rigby, injuries and accidents in Shelley and Blackfoot, and injuries and accidents in Rexburg. If you are looking for an attorney in the Idaho Falls area, visit or call our Idaho Falls office now. 3423 Merlin Dr., Idaho Falls, ID 83404 Phone:(208) 552-0467

Gordon Law Idaho Falls

Brent Gordon Law

Pocatello Law Office

Our Pocatello, Idaho law office services clients in and surrounding Pocatello, including for injuries and accidents in Chubbuck. If you are looking for an attorney in the Pocatello area, call our Pocatello office now. Our experienced personal injury attorneys will work hard to get you the compensation you deserve. Call (208) 232-7274 for a free consultation.151 North 3rd, Suite 202A Pocatello, ID 83204 Phone:(208)232-7274

Gordon Law Pocatello

Brent Gordon Law

 

Most Common Slip and Fall Injuries

Most Common Slip and Fall Injuries

Most Common Slip and Fall InjuriesApproximately 9 million emergency room visits each year are associated from injuries suffered from a slip and fall accident. Slip and fall accidents are the second leading cause of unintentional death in the United States. These statistics are from the National Safety Council. Recovery from a serious slip and fall accident often requires extensive medical care and physical rehabilitation that can be very costly. In some severe cases, a slip and fall accident can leave a victim disabled or requiring around the clock care or even death. If you or a family member has been seriously injured in a slip and fall accident, you may have a legal claim for compensation. Hiring a slip and fall accident attorney from Brent Gordon Law Firm in Idaho Falls or Pocatello can help you to obtain a fair settlement for your case. Call our Idaho Falls or Pocatello law office now for a free consultation regarding your slip and fall case by calling 208-232-7274.

The following are some of the most common slip and fall injuries to be aware of in case you or a loved one is ever suffering from such an injury.

Most Common Slip and Fall Injuries

Head Injuries

The most common cause of traumatic brain injury (TBI) are falls, according to the CDC. Some minor concussions can heal with rest. However, a severe head injury can cause ongoing seizures, mood changes, cognitive impairment as well as other debilitating symptoms. The CDC says, 40 percent of all TBIs in the U.S. require emergency room care, hospitalization or lead to death.

Back and Spinal Cord Injuries

Force of impact from a slip and fall accident can fracture vertebrae or cause herniated discs. These kinds of injuries to the spinal cord can lead to temporary or permanent paralysis, neurologic and sensory impairments. Falls cause more than a quarter of all spinal cord injuries according to the Mayo Clinic.

Hip Fractures

Over 95 percent of broken hips are suffered by falls according to the CDC. Typically, a hip fracture requires surgery and about a week of hospitalization followed by extensive rehabilitation.

Shoulder Injuries

A slip and fall accident may result in shoulder dislocation or a “brachial plexus injury.” These are painful injuries treated by surgery and followed up with physical therapy to rehabilitate the injured limb and joint.

Fractures and Sprains

When a person slips or trips they can easily twist a knee or ankle and sprain the connective ligaments at those joints. The impact of landing on the ground or hitting something while falling can break bones. Falls cause the most fractures suffered by older adults whose bones are already weak from age, according to the CDC. The most common fractures suffered from slip and fall accidents including the hip, spine, forearm, leg, ankle, pelvis, upper arm and hand.

Contact a Slip and Fall Attorney in Idaho Falls or Pocatello After an Accident

Call our Idaho Falls or Pocatello law office at (208) 232-7274 for a free consultation with an experienced accident attorney. We can usually tell you over the phone if you have a good case. The law office of Brent Gordon Law Firm believes every client deserves excellent and fair representation. We will fight for you again big insurance companies with deep pockets.

Idaho Falls Law Office

Our Idaho Falls, Idaho law office services clients in and surrounding Idaho Falls, including for injuries and accidents in Ammon, Rigby, injuries and accidents in Shelley and Blackfoot, and injuries and accidents in Rexburg. If you are looking for an attorney in the Idaho Falls area, visit or call our Idaho Falls office now. 3423 Merlin Dr., Idaho Falls, ID 83404 Phone:(208) 552-0467

Gordon Law Idaho Falls

Brent Gordon Law

Pocatello Law Office

Our Pocatello, Idaho law office services clients in and surrounding Pocatello, including for injuries and accidents in Chubbuck. If you are looking for an attorney in the Pocatello area, call our Pocatello office now. Our experienced personal injury attorneys will work hard to get you the compensation you deserve. Call (208) 232-7274 for a free consultation.151 North 3rd, Suite 202A Pocatello, ID 83204 Phone:(208)232-7274

Gordon Law Pocatello

Brent Gordon Law