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How to Protect Your Injury Claim When Speaking to an Insurance Adjuster

How to Protect Your Injury Claim When Speaking to an Insurance Adjuster

How to Protect Your Injury Claim When Speaking to an Insurance AdjusterWithin hours after an injury accident, such as a car accident, motorcycle accident, semi truck accident or other injury accident, an insurance adjuster or other representative of the other party involved will call. What you say during this call could greatly hurt your injury claim. The following are some tips for what to say if an insurance adjuster contacts you that can protect your claim.

Remain Calm and Polite

You may be angry and upset about the accident and your injuries. However, it is important that you remain polite and calm while on the phone with an insurance adjuster or other representative of the other party. Taking out your anger on the insurance adjuster won’t help you get a fair injury settlement. It is always best to keep your cool and stay professional.

ID Who You Speak With

Before you discuss anything, get the name, address, and phone number of the person you are speaking with. You will also need to get the name of the insurance company he or she is with, and the name of the person the company represents (the “insured”).

Give Only Necessary Personal Information

The insurance adjuster should only need your full name, address, and phone number. You could tell them where you work and what type of work you do. However, you need not explain or discuss anything further about your work, your schedule, or your income.

Do Not Share Details Regarding the Accident

An insurance adjuster or other representative may ask you to “give a statement” about how the accident happened. Or they may subtly try to get you to tell them about the accident while engaging with you in conversation. It is important to politely refuse to discuss any specific details about the accident. Most basic facts such as where, when, the type of accident, the vehicles involved if it was a motor vehicle accident, and the identity of any witnesses. Simply state that the investigation is ongoing and that you will discuss further details at a later time. But don’t worry. Once you hire Brent Gordon Law Firm, we will handle all conversations with the insurance company, so you don’t have to worry about it any further. Your hired experienced lawyer will later be sending a personal injury demand letter which will describe the accident in detail.

Avoid Describing Details of Your Injuries

In addition to wanting information about the accident, the insurance adjuster will likely want to know details of your injuries. Now is not the time to get a detailed description of your injuries. If they continue to press, simply say you are “still treating.” The reason you don’t want to give any other information at this time is you might leave something out or discover additional injuries later. Another reason is your injuries may turn out to be worse than originally thought.

Refuse to Give a Recorded Statement

Many insurance adjustors will immediately push you to give a tape-recorded or written statement. Or they may ask if they can record your phone conversation claiming it will protect you later. DO NOT AGREE to have any conversation recorded. You have no legal obligation to be recorded. It is against the law for an adjuster to record you without your permission.

The reason you want to refuse is that most people will forget important details or describe things incompletely when being recorded. A verbal statement is never as precise as written correspondence that you will be sending later. Recordings are also used as evidence against you so the insurance company can make a lower settlement offer.

Decline an adjuster’s request politely but firmly. Tell him or her that you are not comfortable with being recorded but will be happy to provide a written statement when your information is complete.

Resist the Urge to Accept a Settlement

An insurance adjuster will sometimes offer a settlement during the first or second phone call. A quick settlement usually saves the insurance company time, money, and work. Most important, this small settlement amount is usually not what your injuries and damages are worth. Don’t take the bait. Though the money may be tempting, and it may seem like an easy way to get the settlement process done, but it will almost certainly cost you money, even many quite a bit.

Set Conversation Limits

During the first conversation with an insurance adjuster, make it clear that you will not be discussing much without an attorney. Make it clear that you do not want further phone contact and that they can contact your attorney to discuss further matters. Letting them know this upfront will hopefully limit any further attempts to get more detailed information from you or any further quick settlement offers.

Take Notes

Once you’ve ended the conversation with the insurance adjuster, write down all the information you received as well as any information you gave including any requests.

Contact Personal Injury Attorney, Brent Gordon

Southeast Idaho personal injury lawyer Brent Gordon, at Brent Gordon Law Firm, is an experienced personal injury lawyer who is a strong advocate for the injured clients he represents throughout Southeast Idaho, including PocatelloIdaho FallsBlackfootRexburg and Rigby. Injury lawyer Brent Gordon handles car accidentsmotorcycle accidentstruck accidentsdog bite injuriesslip and fall cases and other personal injury cases for clients in or around Pocatello or Idaho Falls, Idaho. Call our Idaho Falls law office at (208) 552-0467 or Pocatello law office at (208) 23-CRASH now for a free consultation. You pay nothing until your case is settled. We will aggressively fight for every penny you deserve. Let us handle the insurance companies and take the stress off of you.

Idaho Falls Law Office

Our Idaho Falls, Idaho law office services clients in and surrounding Idaho Falls, including for injuries and accidents in Ammon, Rigby, injuries and accidents in Shelley and Blackfoot, and injuries and accidents in Rexburg. If you are looking for an attorney in the Idaho Falls area, visit or call our Idaho Falls office now. 3423 Merlin Dr., Idaho Falls, ID 83404 Phone:(208) 552-0467

Gordon Law Idaho Falls

Brent Gordon Law

Pocatello Law Office

Our Pocatello, Idaho law office services clients in and surrounding Pocatello, including for injuries and accidents in Chubbuck. If you are looking for an attorney in the Pocatello area, call our Pocatello office now. Our experienced personal injury attorneys will work hard to get you the compensation you deserve. Call (208) 232-7274 for a free consultation.151 North 3rd, Suite 202A Pocatello, ID 83204 Phone:(208)232-7274

Gordon Law Pocatello

Brent Gordon Law

 

How Medical Records Are Important to Your Injury Claim

How Medical Records Are Important to Your Injury Claim

How Medical Records Are Important to Your Injury ClaimAfter an accident, medical records are important to your personal injury case. There are a number of steps a car crash victim should take to maximize their settlement value. One of the most important steps is to establish a solid trail of medical evidence to support your injury claim. In a personal injury case, your medical records serve as evidence that is often used to support your claim and increase your settlement value. While you may be worried about your privacy, your medical records are really the foundation to build a strong personal injury case and maximize your settlement.

Using Medical Records as Evidence

During a personal injury case, medical records will be generated by doctors and other medical providers with details of the medical treatment you have received as a result of injury from an accident. For instance, when you visit the emergency room, medical evidence will be collected for your case. Likewise, during our first visit with your primary care physician, your doctor will be able to determine exactly what injuries or other medical injuries you have experienced as a result of the accident as well as what caused the injuries. This initial diagnosis of injuries is key to building your case. It is important that the medical diagnosis is done as soon as possible following an accident. Failing to seek immediate medical treatment offers the insurance company a chance to argue that you received your injuries at a later date and not during the accident.

Medical Records Tell Your Story

The severity of your injuries is often told by how much follow-up treatment is required or if you need to see a specialist such as a neurologist or an orthopedist. The severity of your injuries, necessary treatment plans, and recovery progress all tell your story and serve as medical evidence for your case.

Once you have finished your medical treatment, your combined medical records and other medical documentation from all providers involved should provide a clear picture of your medical history and greatly help the outcome of your claim.

How Medical Records are Important to Your Personal Injury Case

Your medical records can serve as leverage against the insurance company you are negotiating with. The more complete the records, the more leverage you have against an unfair settlement. Typically, insurance companies are comfortable letting weaker cases proceed to trial as a jury will be less likely to award a fair verdict without strong medical evidence.

Insurance companies are motivated to settle personal injury claims fairly when the plaintiff has a strong case with strong evidence to support the claim. Insurers will fight harder when they believe the claimant has a strong case to bring to trial. An insurance company will feel more pressure to offer a fair settlement when strong medical evidence is present.

Request a Free Consultation with Brent Gordon Law Firm

Brent Gordon Law offers a free consultation with an injury attorney or accident lawyer. We are happy to discuss your case with you during a free case review in person or over the phone. Our experienced attorneys can usually tell you over the phone if you have a good case. Call (208) 552-0467 now to speak to an accident attorney from Brent Gordon Law. This is your opportunity to speak to one of our lawyers in Pocatello or Idaho Falls to take the stress out of your case and get started receiving the compensation you deserve. The personal injury lawyers at Brent Gordon Law believe every client deserves fair representation not just the big insurance companies with deep pockets.

Idaho Falls Law Office

Our Idaho Falls, Idaho law office services clients in and surrounding Idaho Falls, including for injuries and accidents in Ammon, Rigby, injuries and accidents in Shelley and Blackfoot, and injuries and accidents in Rexburg. If you are looking for an attorney in the Idaho Falls area, visit or call our Idaho Falls office now. 3423 Merlin Dr., Idaho Falls, ID 83404 Phone:(208) 552-0467

Gordon Law Idaho Falls

Brent Gordon Law

Pocatello Law Office

Our Pocatello, Idaho law office services clients in and surrounding Pocatello, including for injuries and accidents in Chubbuck. If you are looking for an attorney in the Pocatello area, call our Pocatello office now. Our experienced personal injury attorneys will work hard to get you the compensation you deserve. Call (208) 232-7274 for a free consultation.151 North 3rd, Suite 202A Pocatello, ID 83204 Phone:(208)232-7274

Gordon Law Pocatello

Brent Gordon Law

 

Recoverable Compensation After an Accident

Recoverable Compensation After an Accident

What to do Before Speaking to a Personal Injury AttorneyAfter being injured in a car accident, motorcycle accident, semi truck accident or any other type of injury accident, the insurance company will press to come to a quick settlement. This is so you get as little compensation for damages as possible. The insurance company wants to save themselves money. Many clients don’t even understand what damages they may be able to recover for. This is just one reason why it is important to hire an experienced attorney from Brent Gordon Law Firm to handle your case. Our trusted and knowledgeable personal injury attorneys will fight for every penny you are owed. The following is a list of some damages that may be recoverable after your personal injury accident.

Recoverable Compensation After an Accident

Expenses from Medical Treatment

All expenses that were incurred during treatment are considered medical expenses. Emergency room, hospital costs, doctor visits, chiropractic care fees, physical therapy and/or rehabilitation are all bills that you should be compensated for. Your attorney will help you deal with the insurance companies and medical bills.

Future Medical Expenses

If you’ve been injured so severe that you will need on-going medical care as a result of an accident, your future medical expenses are also recoverable damages. The amount recoverable will be determined based on the advice of your doctors and other medical professionals.

Pain and Suffering

Physical pain resulting from an accident is also recoverable damage. Based on the nature of the injury, the severity of the pain, and by how long the pain lasts your recoverable damage will be determined.

Lost Wages

Sometimes after an accident, the injuries incurred keep a person from being able to work. You may recover lost income that you would have earn had you not been injured in an accident. Typically, the awarded amount includes the wages you would have been making between the time of the accident and the time of settlement or judgment. If you are unemployed but can prove you would have been earning income, you may also recover lost wages. In addition, if you can show that your ability to earn a living was impaired by the accident or injury for future earning capacity, that may also be recoverable.

Consortium Loss

When a spouse is injured in accident damage such as loss of companionship, affection, comfort, solace, help and sexual relations may also be recoverable. These damages refer to the loss of the benefits of married life.

Emotional or Mental Distress

Sometimes a person will suffer emotional or mental distress after an accident or injury. Feelings of apprehension, anxiety, fright, nervousness, loss of dignity, worry, humiliation, shock, grief, or embarrassment are all considered mental anguish and can be considered recoverable damages. In addition, if you suffered permanent disfigurement from the accident, you may also be able to recover for mental suffering.

Property Damage

Obvious recoverable damage from the accident is property damage for your car or any other property that was damaged.

Recover Damages with an Experienced Injury Attorney

The attorneys at Brent Gordon Law Firm are experienced. We will recover damages from your personal injury case. Our law firm believes every client deserves fair representation for their personal injury case. Our experienced lawyers will fight for every penny you deserve. Let us handle the big insurance companies and make sure you get a fair settlement after your car accident, motorcycle accident, semi truck accident, dog bite injury, slip and fall accident or any other personal injury accident. Call our Idaho Falls law office now for a free consultation at (208) 552-0467.

Idaho Falls Law Office

Our Idaho Falls, Idaho law office services clients in and surrounding Idaho Falls, including for injuries and accidents in Ammon, Rigby, injuries and accidents in Shelley and Blackfoot, and injuries and accidents in Rexburg. If you are looking for an attorney in the Idaho Falls area, visit or call our Idaho Falls office now. 3423 Merlin Dr., Idaho Falls, ID 83404 Phone:(208) 552-0467

Gordon Law Idaho Falls

Brent Gordon Law

Pocatello Law Office

Our Pocatello, Idaho law office services clients in and surrounding Pocatello, including for injuries and accidents in Chubbuck. If you are looking for an attorney in the Pocatello area, call our Pocatello office now. Our experienced personal injury attorneys will work hard to get you the compensation you deserve. Call (208) 232-7274 for a free consultation.151 North 3rd, Suite 202A Pocatello, ID 83204 Phone:(208)232-7274

Gordon Law Pocatello

Brent Gordon Law

 

What to do Before Speaking to a Personal Injury Lawyer

What to do Before Speaking to a Personal Injury Lawyer

What to do Before Speaking to a Personal Injury AttorneyThere are three things you can do before speaking to a personal injury attorney that can help your case go smoothly.

  1. Avoid speaking to an insurance company about your case or sign any documents.
  2. Receive proper medical treatment and make sure all injuries are documented.
  3. Collect paperwork and documents that will help your attorney with your personal injury case.

By doing these three things before speaking to your personal injury attorney, your case will hopefully go more smoothly and sooner. That means you’ll receive a better settlement, faster.

Do Not Speak to Insurance Company

Often times after an accident, the insurance company of the other party will attempt to contact you to receive a written statement. DO NOT give it to them. Simply tell them they can contact your attorney. Insurance companies are trained to twist your words in order to make you settle for less. Moreover, do not sign any documents that the insurance company requests you to sign without first speaking to your attorney. It is best to save yourself the hassle and simply let your personal injury attorney handle all conversations with the insurance company.

To be safe, only speak with your attorney about your accident. This will increase your chances of receiving the most compensation possible.

Get Medical Treatment

After an accident, we recommend seeing a medical professional to be properly diagnosed. Even if you do not feel injured, it is best to get checked out. Many times patients do not feel the pain from an accident related injury until weeks later. By waiting to be seen by a medical professional it makes it easy for the insurance company to blame the injury on something that happened after the accident. This can greatly harm your case. The insurance company can deny your claim or argue that injuries were caused by a different accident.

Collect Evidence

While still at the accident scene, there are things you can do to gather evidence that can impact your case.

  1. A police report. Call the police after an accident so an officer can create a police report and properly document the accident.
  2. Photos of the accident. If you are able, take photos of the accident scene, the damage to the cars and any injuries you sustained.
  3. Talk to witnesses. Gather the contact information (name and phone number) of anyone who witnessed the accident.
  4. Medical records. After being seen by a medical professional, request copies of any medical records to give to your attorney. This can save you and your attorney time later.

Southeast Idaho Personal Injury Attorney

If you feel you are entitled to recover damages from a car accident, truck accident, dog bite, or other personal injuries, contact Brent Gordon Law Firm in Idaho Falls or Pocatello. Brent Gordon Law Firm offers a free consultation. This is your opportunity to discuss your accident with an experienced, trusted and knowledgeable personal injury attorney about your car accident. Call our law office today at (208) 232-7274.

Idaho Falls Law Office

Our Idaho Falls, Idaho law office services clients in and surrounding Idaho Falls, including for injuries and accidents in Ammon, Rigby, injuries and accidents in Shelley and Blackfoot, and injuries and accidents in Rexburg. If you are looking for an attorney in the Idaho Falls area, visit or call our Idaho Falls office now. 3423 Merlin Dr., Idaho Falls, ID 83404 Phone:(208) 552-0467

Gordon Law Idaho Falls

Brent Gordon Law

Pocatello Law Office

Our Pocatello, Idaho law office services clients in and surrounding Pocatello, including for injuries and accidents in Chubbuck. If you are looking for an attorney in the Pocatello area, call our Pocatello office now. Our experienced personal injury attorneys will work hard to get you the compensation you deserve. Call (208) 232-7274 for a free consultation.151 North 3rd, Suite 202A Pocatello, ID 83204 Phone:(208)232-7274

Gordon Law Pocatello

Brent Gordon Law

 

What to Do When the At-fault Driver Does Not Have Insurance After a Car Crash

What to Do When the At-fault Driver Does Not Have Insurance After a Car Crash

What to Do When the At-fault Driver Does Not Have Insurance After a Car CrashBeing injured by a negligent driver in a car accident is bad enough. To make matters worse, the negligent driver is uninsured. Your car was totaled and your medical bills are pouring in. Who is going to pay for all this? First, you need Brent Gordon Law Firm on your side. Our experienced attorneys will handle the insurance companies. Our law firm offers a free consultation with an experienced and knowledgeable attorney. In addition, the attorneys at Brent Gordon Law Firm work on a contingency fee. That means you pay no attorney fees until your case is settled. However, you should know how to protect yourself from uninsured drivers after a car accident.

What to Do When the At-fault Driver Does Not Have Insurance After a Car Crash

The best way to protect yourself from an uninsured driver after a car accident is to rely on your own insurance. Uninsured motorist coverage can be used to pay damages to your car and medical expenses you have incurred.

In some car accident cases, it may be worth pursuing a lawsuit against the negligent driver to recover damages. A court may order the at-fault driver to make payments to you or issue a lien against his/her assets to compensate for your loss. An experienced car accident lawyer from Parke Gordon Law Firm will be able to assist you to determine if it is worth suing the other driver. Unfortunately, in most cases people who don’t have auto insurance don’t have a lot of money or assets to their name in which case, it would not be worth pursuing a lawsuit.

How to Receive Compensation for Damages

It is always worth maximizing the amount from your own uninsured motorist policy. Before you are involved in an accident, it’s smart to carry more than the state minimum insurance of $25,000 bodily injury per person. Typically, medical treatment alone costs more than $25,000 for serious car accident injuries.

Hire an Experienced Southeast Idaho Personal Injury Attorney

The best thing you can do to protect yourself is to carry a good auto insurance policy with good uninsured motorist coverage. In the event you are hit by a negligent uninsured driver, an experienced Southeast Idaho injury attorney from Brent Gordon Law Firm will fight for a fair settlement. Brent Gordon Law Firm believes every client deserves fair representation against big insurance companies with deep pockets. We will help you beat Goliath! Call us now for a free consultation. You pay nothing up front. In fact, you owe us nothing until your case is settled. Call (208) 552-0467 now to speak to an experienced and knowledgeable attorney about your car accident case.

Idaho Falls Law Office

Our Idaho Falls, Idaho law office services clients in and surrounding Idaho Falls, including for injuries and accidents in Ammon, Rigby, injuries and accidents in Shelley and Blackfoot, and injuries and accidents in Rexburg. If you are looking for an attorney in the Idaho Falls area, visit or call our Idaho Falls office now. 3423 Merlin Dr., Idaho Falls, ID 83404 Phone:(208) 552-0467

Gordon Law Idaho Falls

Brent Gordon Law

Pocatello Law Office

Our Pocatello, Idaho law office services clients in and surrounding Pocatello, including for injuries and accidents in Chubbuck. If you are looking for an attorney in the Pocatello area, call our Pocatello office now. Our experienced personal injury attorneys will work hard to get you the compensation you deserve. Call (208) 232-7274 for a free consultation.151 North 3rd, Suite 202A Pocatello, ID 83204 Phone:(208)232-7274

Gordon Law Pocatello

Brent Gordon Law